FINANCIAL PLANNING

Cash Flow Forecast & Runway Planner

Model recurring cash inflows and outflows, add dated one-time events, compare optimistic, realistic, and conservative scenarios, track actual performance, and identify possible cash shortfalls before they become urgent.

Download sample XLSX

✓ Multiple income streams✓ Multiple expense streams✓ 3 scenarios✓ Forecast vs Actual✓ Runway & shortfall alerts✓ Workspace & PDF

Professional cash flow forecast and runway planner dashboard with recurring inflows, recurring outflows, monthly cash balance chart, runway estimate, cash shortfall alert, and recommendations

3forecast scenarios

12months supported

Actualvariance tracking

Earlycash shortfall warning

SEE THE COMPLETE WORKFLOW

A professional forecast should show more than one ending balance.

Review scenario performance, monthly cash movement, runway, risk alerts, and actual variance in one planning workspace.

Cash flow scenario dashboard comparing monthly projected cash balance, threshold, inflows, outflows, and ending balance — **Executive forecast overview**Cash balance trend, KPI cards, monthly table, and scenario controls.

Detailed monthly cash flow forecast table with opening balance, cash inflows, cash outflows, one-time events, and ending balance — **Monthly cash schedule**See exactly what changes the balance in every forecast period.

Cash runway estimate, minimum balance, cash shortfall alert, and financial planning recommendations — **Runway and alerts**Identify the lowest balance and act before the cash threshold is breached.

LIVE PLANNER

Build a complete cash flow forecast

Add each recurring cash stream separately, schedule one-time events, compare scenarios, and update actual results as the months close.

Starting point

Opening cash balanceForecast start dateForecast periodMinimum cash threshold

Scenario

Scenario adjustments are applied consistently across recurring streams while one-time events remain unchanged.

Recurring cash inflows

Money expected to enter the business each month.

DescriptionAmountStart

Total active monthly inflows$0

Recurring cash outflows

Money expected to leave the business each month.

DescriptionAmountStart

Total active monthly outflows$0

One-time cash events

Schedule irregular receipts, purchases, tax payments, funding, or equipment costs.

DescriptionAmountDate

Positive amounts are cash in. Negative amounts are cash out.

Upload Excel / CSV

Use existing monthly forecast or actual data.

Choose spreadsheetXLSX, XLSM, XLS, or CSVRecommended columns: Month, Cash Inflow, Cash Outflow, One-Time Event, Actual Inflow, Actual Outflow.

Your professional forecast will appear here

Load the realistic example or build the forecast with separate income streams, expenses, dated events, scenarios, and actual monthly values.

Monthly cash balance trend and threshold
Runway, lowest balance, and break-even status
Scenario comparison and Forecast vs Actual

HOW IT WORKS

Build a decision-ready cash forecast in five steps.

Set the starting cash position

Choose the opening balance, forecast period, start date, and minimum cash buffer.

Add each recurring stream

Separate product sales, subscriptions, rent, payroll, marketing, software, and other flows.

Schedule one-time events

Add tax payments, equipment purchases, grants, investments, or unusual receipts by date.

Compare scenarios

Review optimistic, realistic, and conservative ending balances and risk levels.

Update actual performance

Enter closed-month actuals to measure variance and improve the next forecast.

REAL BUSINESS USE CASES

Built for recurring financial decisions.

Small business planning

Understand whether current sales, payroll, rent, and planned purchases support the next quarter.

Startup runway

Estimate how long available cash can support operations under different growth and spending assumptions.

Seasonal businesses

Plan around slow periods, peak months, tax deadlines, inventory purchases, and staffing changes.

Management reporting

Save a monthly forecast, compare it with actual performance, and explain variance to stakeholders.

FAQ

Questions about cash flow forecasting.

What is a cash flow forecast?

A cash flow forecast estimates money entering and leaving the business over future periods so you can anticipate cash shortages, compare scenarios, and plan decisions earlier.

Can I add several income and expense streams?

Yes. Add separate recurring inflows and outflows, choose when each begins, and include dated one-time events.

Can I upload Excel or CSV files?

Yes. Upload XLSX, XLSM, XLS, or CSV files with month, inflow, outflow, one-time event, and optional actual columns.

What is runway?

Runway estimates how long available cash can support operations when projected cash flow is negative. When the forecast remains positive, the tool reports a healthy or self-funded position.

What is Forecast vs Actual?

Enter actual monthly inflows and outflows to compare real performance with the original forecast and identify variance.

Are forecast results guaranteed?

No. Forecasts are planning estimates based on the assumptions and data you provide. They are not financial guarantees.

Can I save and print the forecast?

Yes. Save it to Workspace, export CSV, download the sample XLSX, or use Print / PDF.