FINANCIAL PLANNING
Cash Flow Forecast & Runway Planner
Model recurring cash inflows and outflows, add dated one-time events, compare optimistic, realistic, and conservative scenarios, track actual performance, and identify possible cash shortfalls before they become urgent.
✓ Multiple income streams✓ Multiple expense streams✓ 3 scenarios✓ Forecast vs Actual✓ Runway & shortfall alerts✓ Arbeitsbereich & PDF
3forecast scenarios
12months supported
Actualvariance tracking
Earlycash shortfall warning
A professional forecast should show more than one ending balance.
Prüfen scenario performance, monthly cash movement, runway, risk alerts, and actual variance in one planning workspace.
LIVE PLANNER
Build a complete cash flow forecast
Add each recurring cash stream separately, schedule one-time events, compare scenarios, and update actual results as the months close.
Starting point
Scenario
Scenario adjustments are applied consistently across recurring streams while one-time events remain unchanged.
3
Recurring cash inflows
Money expected to enter the business each month.
DescriptionAmountStart
Total active monthly inflows$0
4
Recurring cash outflows
Money expected to leave the business each month.
DescriptionAmountStart
Total active monthly outflows$0
5
One-time cash events
Schedule irregular receipts, purchases, tax payments, funding, or equipment costs.
DescriptionAmountDate
Positive amounts are cash in. Negative amounts are cash out.6
Hochladen Excel / CSV
Use existing monthly forecast or actual data.
CF
Your professional forecast will appear here
Load the realistic example or build the forecast with separate income streams, expenses, dated events, scenarios, and actual monthly values.
- Monatlich cash balance trend and threshold
- Runway, lowest balance, and break-even status
- Scenario comparison and Forecast vs Actual
CASH BALANCE TREND
Realistic scenario
Projected balance Minimum threshold
HealthyCash shortfall alert
Insights & recommendations
Monatlich forecast table
Opening balance, recurring activity, dated events, and ending cash position.
SCENARIO COMPARISON
Optimistic vs realistic vs conservative
Scenario summary
FORECAST VS ACTUAL
Monatlich ending balance comparison
Variance by month
Forecast savedOpen saved forecast →
Build a decision-ready cash forecast in five steps.
Set the starting cash position
Choose the opening balance, forecast period, start date, and minimum cash buffer.
Add each recurring stream
Separate product sales, subscriptions, rent, payroll, marketing, software, and other flows.
Schedule one-time events
Add tax payments, equipment purchases, grants, investments, or unusual receipts by date.
Compare scenarios
Prüfen optimistic, realistic, and conservative ending balances and risk levels.
Update actual performance
Enter closed-month actuals to measure variance and improve the next forecast.
Built for recurring financial decisions.
Small business planning
Understand whether current sales, payroll, rent, and planned purchases support the next quarter.
Startup runway
Estimate how long available cash can support operations under different growth and spending assumptions.
Seasonal businesses
Plan around slow periods, peak months, tax deadlines, inventory purchases, and staffing changes.
Management reporting
Save a monthly forecast, compare it with actual performance, and explain variance to stakeholders.
Questions about cash flow forecasting.
What is a cash flow forecast?
A cash flow forecast estimates money entering and leaving the business over future periods so you can anticipate cash shortages, compare scenarios, and plan decisions earlier.
Can I add several income and expense streams?
Yes. Add separate recurring inflows and outflows, choose when each begins, and include dated one-time events.
Can I upload Excel or CSV files?
Yes. Hochladen XLSX, XLSM, XLS, or CSV files with month, inflow, outflow, one-time event, and optional actual columns.
What is runway?
Runway estimates how long available cash can support operations when projected cash flow is negative. When the forecast remains positive, the tool reports a healthy or self-funded position.
What is Forecast vs Actual?
Enter actual monthly inflows and outflows to compare real performance with the original forecast and identify variance.
Are forecast results guaranteed?
No. Forecasts are planning estimates based on the assumptions and data you provide. They are not financial guarantees.
Can I save and print the forecast?
Yes. Save it to Arbeitsbereich, export CSV, download the sample XLSX, or use Print / PDF.